Every service, explained plainly.

From the first late notice to a sale date on the calendar, here is what we help homeowners with, and the limits of what anyone can promise.

An architectural drawing of a two-storey house held flat on a desk by a ruler and a pencil

Services

Lis Pendens and foreclosure notices

A Lis Pendens or foreclosure notice is frightening, and it feels very public. The first job is to understand exactly where you stand.

We help you

  • Work out which stage of foreclosure you're in
  • Read the legal language in plain terms
  • See how much time you realistically have
  • Talk through options before anything goes to auction

Good to know

We explain notices; legal advice about your case comes from an attorney.

When a sale date is set

A foreclosure auction date can feel like the last day in your home. Quick, informed action can sometimes slow a sale or make room for another way out.

We help you

  • Check how close the auction really is
  • Look at options that may delay a sale
  • Explore selling before the auction, or other exit plans

Good to know

No one can honestly promise to stop every auction. What you can expect is clear guidance and a fast response.

Loan modification and mortgage relief

A loan modification, forbearance or repayment plan may turn missed payments into something you can manage. Lender letters about them are long and hard to read when you're already stressed.

We help you

  • Understand the offers your lender has sent
  • Estimate what a new payment might be
  • Prepare the information lenders usually ask for
  • Compare a modification with selling or other options

Good to know

Your lender decides whether to approve a modification and on what terms.

Payoffs, settlements and short sales

Sometimes a lender will accept a payoff, a settlement or a short sale that resolves the debt on new terms. When keeping the home isn't realistic, these can limit the damage.

We help you

  • Review payoff quotes and settlement offers
  • Compare selling, settling, or letting the foreclosure continue
  • See what you may actually walk away with after costs

Good to know

Any remaining balance after a short sale or settlement should be resolved in writing with the lender.

Mortgage document review

Some loans contain mistakes in fees, disclosures or paperwork. A close review of your loan documents, sometimes called a forensic audit, looks for issues worth raising.

We help you

  • Gather and review the loan and closing documents
  • Identify areas that may raise questions
  • Support you as you speak with legal or financial professionals

Good to know

A document review doesn't erase a loan, but it can give you facts that matter in negotiations or legal action.

Estates, probate and inherited homes

Foreclosure letters on an inherited house or estate property make a hard time heavier. Many families aren't sure who is responsible for the mortgage or the taxes.

We help you

  • Understand mortgage and lien responsibility in an estate
  • Check whether a foreclosure has already started
  • Decide whether to keep or sell the property
  • Look at the timing if a sale date is already set

Good to know

Probate and title questions belong with the estate's attorney; we work alongside them.

Litigation and foreclosure defense attorneys

Some foreclosure cases move into litigation, and in some situations a strong legal defense can change the path of a case. Many owners wait too long because they're unsure who to call or what to ask.

We help you

  • Understand when legal action might be on the table
  • Find attorneys who focus on foreclosure defense
  • Prepare the basic details and questions for your first call
  • Stay involved on the practical side while your attorney works the legal side

Good to know

Green Light Home Solutions is not a law firm and does not act as your attorney.

Cash offers and fast sales

For owners who want to move on before the bank steps in, or who simply don't want to repair and list, a cash sale can offer speed and certainty.

We help you

  • Review the property as it stands
  • Explain an offer and how it compares with a listing
  • Work to a closing timeline you choose

Good to know

A cash offer is usually below full market value. You're never obliged to accept.

Not sure which one fits? Ask us.

Tell us a little about the property and what's happening. We'll get back to you to talk it through. Often that first conversation is enough to see where you stand.

Call (516) 234-0024

Check if we work in your area

We work across New York City and Long Island: the five boroughs, Nassau and Suffolk.

A couple of quick questions

What's happening?

Is a sale or auction date set?

Where should we send your free review?

Street, city and ZIP code.

Best way to reach you

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Prefer to talk? (516) 234-0024